GPS Directions gone bad......

So in instances where drivers run a crossing too late, get stuck on tracks, etc... and end up getting hit and causing major damage to train, track, freight, and possible lives, do railroads typically fork the repair bills over to the responsible party? I would assume so, but you never hear that part of the story.
 
So in instances where drivers run a crossing too late, get stuck on tracks, etc... and end up getting hit and causing major damage to train, track, freight, and possible lives, do railroads typically fork the repair bills over to the responsible party? I would assume so, but you never hear that part of the story.

Well from experience... when you hit a telephone pole and break it OOps

The Car insurance does pay the total replacement fee for the pole.. so I would say - they would pay all or most of the charges
 
I'd assume the Railroad's insurance covers the track work & locomotive, and the vehicle owner's insurance has to cover their car.

However, remember, if you hit a telephone pole, and it costs, say, $1000 to install a new one, and you have a deducible of $500, you're gonna be paying $500...
 
I'd assume the Railroad's insurance covers the track work & locomotive, and the vehicle owner's insurance has to cover their car.

However, remember, if you hit a telephone pole, and it costs, say, $1000 to install a new one, and you have a deducible of $500, you're gonna be paying $500...

New York is a "no fault" state or was when I lived there in 1973-1976. I don't know if no fault applies to damage to railroad equipment. In states that are not "no fault" the railroad would sue the driver or his insurance company for damages. In Mexico, they lock everyone involved in jail until they figure out who was at fault, and the damages are paid.