I share your frustration and optimism in regards to GPUs.I can't do a damned thing till my Ryzen 5800X CPU comes in and my ASUS MoBo B550 TUF 3rd Gen comes in. It's all taking much longer than expected but should be a great set up. I have an MSI R9 series with 8 Gigs of DDR4 video ram, but that may throttle the CPU 8 to 14%, the system will be so much faster, I doubt I'll notice it. I don't have $1200 bucks for a new GPU now.
They are so overpriced because of bitmining. Prices will come down in 6 to 8 months.