Thanks Catt!
There really was a Kentucky & Indiana Terminal Ry. that was exactly what the name implied, it shuffled trains back& forth across the Ohio River running transfers between the L&N, Pennsy, & the IC.
My free lance RR borrowed part of the name, mine is simply the K&I RR. My "plausible history" is that it's a class 1 RR which by the early 60's (the era I model) runs the length of the Ohio Valley, as far east as Pittsburg, & its western terminus at St. Louis. The RR could interchange with several other roads along the way, & would run through many urban industrial areas, in Pittsburg, Wheeling, Cinncinnatti, Louisville, Evansville, etc...all the way to St. Louis. What I'm modeling is just a little slice of one of those down & dirty sides of a city that they're not going to put in a tourist brochure.
There's nothing about it that's carved in stone, or anything, it's just my own little whim.
I took a couple more pics tonight, & thought I'd put them up.
This first one is of a guy who, I bet didn't pay the proper fare.